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Community Investment Loan Fund

Nottawasaga Futures offers business loans up to a maximum of $300,000.

This fund is available to new and existing businesses located in the municipalities of Adjala-Tosorontio, Bradford West Gwillimbury, Essa, Innisfil and New Tecumseth (Alliston, Tottenham, and Beeton.)

The loans are to support the creation of new jobs or maintain existing jobs in the community.






There are several reasons why a business may choose to get a loan with Nottawasaga Futures:

  • Access to funding: Nottawasaga Futures provides businesses with access to funding and financial assistance through loans, grants, and other financial tools, which can be used for a variety of business needs such as expansion, inventory, equipment, and working capital.
  • Flexible loan options: Nottawasaga Futures offers a range of loan options with flexible terms and conditions that can be tailored to meet the specific needs of businesses, allowing them to access the funding they need to grow and succeed.
  • Competitive rates: Nottawasaga Futures offers competitive interest rates and terms on loans, making it an affordable option for businesses.
  • Personalized guidance: Nottawasaga Futures provides personalized guidance and support to businesses throughout the loan application process, helping them to navigate the process and make informed decisions.
  • Community focus: Nottawasaga Futures is a community-focused organization, working to support small businesses and promote economic development in the local area.
  • Results-driven approach: Nottawasaga Futures takes a results-driven approach to supporting businesses, working closely with them to help them achieve their goals.
  • Easy application process: The loan application process is simple, straightforward, and can be completed quickly, making it easy for businesses to access the funding they need when they need it.


How to Apply for a Business Loan

Complete our business loan application package that includes the formal application, a personal statement of assets and liabilities and a business plan.  Please see the applications below and the document checklist.

Interview for the Loan

Contact the Business Loans Officer at Nottawasaga Futures to arrange for an interview to discuss and review your business loan application package.

Evaluation of your Loan Application

Your loan application package will be analyzed and presented to Nottawasaga Futures' volunteer members of the  Investment Review Committee.  If a loan application is declined, it is automatically referred to our Board of Directors for a second review.

Loan Appeal Procedure

Nottawasaga Community Futures Development Corporation (NCFDC) is committed to ensuring that our local business community has access to a fair and unbiased approval and appeals process in regard to Community Investment Fund loan applications.  All loan applications declined by the Investment Review Committee (IRC) are submitted for review to the NCFDC Board of Directors at the next Board meeting. The Board of Directors will either uphold or overturn the decision made by the Investment Review Committee.

If the decision to decline the application is upheld, the client will be informed of the decision of the decline, in writing, outlining the reasons for the denial. The Community Investment Loans Officer will make recommendations on what measures should be taken to increase the chance of approval should the client choose to resubmit the application.  Upon resubmission of the Loan Application, the IRC will re-examine the loan application taking into account any new facts or added elements. Should an applicant’s loan proposal be declined by the Investment Review Committee (IRC) a second time, the application will once again be presented to the Board of Directors at the next Board meeting to either uphold or overturn the decision.

Should the Board of Directors decide to reverse the decision based on the information provided, their decision will be forwarded to the applicant in writing.


By the Numbers in 2023-2024...


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